1 Cup Shredded Cheddar Cheese (if desired may use sliced Black Olives)
---Note: If desired you may vary by omitting the Salsa and mixing 1 package Taco Seasoning with the refried beans and begin with a layer of shredded lettuce.
Preparation / Directions:
Use 8" by 8" or 13" by 10" (if doubling) dish.
Layer all ingredients in order of recipe.
