Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   2      tablespoons   soft margarine
   2      tablespoons   sugar replacement
                        egg (beaten)
   1 1/4  cups          flour
     1/4  teaspoon      salt
   2      teaspoons     baking powder
   6      tablespoons   skim milk
                        apple (peeled and chopped)

Preparation:

Cream margarine and sugar replacement; add egg. Stir in remaining ingredients. Spoon into greased muffin tins, filling no more than two-thirds full. Bake at 400F for 25 minutes, or until done. For those who like spices, you may add cinnamon, nutmeg, ginger, cloves to the mix - just a dash of each.