Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1 1/4  cups          all-purpose flour
     1/2  cup           cornmeal
     1/3  cup           sugar
   1      teaspoon      baking powder
   1      teaspoon      ground cinnamon
     1/2  teaspoon      baking soda
     1/4  teaspoon      salt
     1/4  teaspoon      ground ginger
   1 3/4  cups          golden delicious apples -- shredded
     3/4  cup           lowfat buttermilk
   2      tablespoons   vegetable oil
   1      large         egg -- lightly beaten
                        cooking spray
   2      teaspoons     sugar
     1/4  teaspoon      ground cinnamon

Preparation:

1. Preheat oven. 2. Combine first 8 ingredients in a large bowl; make a well in center of mixture. Combine apple, buttermilk, oil, and egg in a bowl; stir well. Add to dry ingredients, stirring just until moist. 3. Divide batter evenly among 12 muffin cups coated with cooking spray. Combine remaining ingredients; sprinkle over muffins. Bake at 400 oF for 20 minutes or until golden. REmove from pans immediately. Serve warm.