Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1      can           refried beans
                        chili powder -- to taste
                        Tabasco sauce -- to taste
   8      ounces        cream cheese
   1      pint          sour cream
   1      package       taco seasoning mix
                        lettuce -- shredded
                        cheddar cheese -- shredded
                        tomatoes -- diced
                        black olives -- sliced

Preparation:

Layer the following in a glass casserole dish, in the order given: 1. Heat refried beans in microwave for 2 minutes. Blend in chili powder and Tabasco. Blended until smooth. 2. Blended together: cream cheese, sour cream, and taco seasoning. 3. Shredded lettuce. 4. Shredded cheddar cheese, diced tomatoes, and black olives.