Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   2      cups          refried beans
   6      medium        ripe avocadoes
   1      teaspoon      fresh lemon juice
   1      teaspoon      freshly ground black pepper
   1      teaspoon      garlic salt
   1      cup           mayonnaise
   1      cup           sour cream
     1/2  cup           chopped green onions -- stems and all
   2      medium        tomatoes -- diced

Preparation:

Empty cans of refried beans into a mixing bowl. Add a tablespoon or two of water and stir. Add just enough water to get beans to a spreading consistency--not too moist! Line an 8x10 serving dish with the refried beans. In another bowl, place peeled, pitted avocadoes. Mash. Add lemon juice, pepper and garlic salt. Mix well, then spread in a layer on top of beans. Mix mayonnaise and sour cream. Layer again. Top with cheese, tomatoes and onions. Chill and serve with tortilla chips.