Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1      8 oz pkg      cream cheese
   2      tablespoons   milk
   2      tablespoons   chopped green bell pepper
   2      tablespoons   minced onion
   3      ounces        shredded chipped beef
     1/2  cup           sour cream

Preparation:

Combine cream cheese and milk over low heat. Add remaining ingredients and mix well. Make at least 12 hours in advance for best flavor. Great with cracker assortment. May be served cold or warm.