Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   2      large         refried beans
   2      cans          jalapenos -- or chilies
   2                    tomatoes -- or more
   1                    onion -- (optional)
  16      ounces        sour cream
   2                    avocados
   2      packages      taco seasoning
                        shredded cheese -- (mozzarella)
   1                    olives

Preparation:

Mix the refried beans and taco seasoning together (I also mix the chili's in with this, but some people put the chilies as a layer) Mix this really well (I used a food processor, but today I am going to use my mixer). This is the first layer. Put a layer of sour cream on top of the refried beans, taco seasoning and chilies. Next put a layer of well mixed/mashed avocados (you need enough to cover the pan, I use a cake pan normally) on top of everything else. Next sprinkle cheeses on top (I just thought about it and I put the avocado first and then the sour cream, but I suppose it doesn't matter). I think the more cheese the better myself *grin*! Next cut up tomatoes and add as many as you like, which I like to use at least 2 cut up tomatoes. Last put chopped up olives. Put in the oven until the cheese is melted. I use a low heat so that everything else warms up. Last but not least pull out the chips and dip! Everyone really enjoys this dip. I hope you do to