Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
     1/2  cup           dried red beans
     1/2  cup           dried kidney beans
   3      cups          water
   1 1/2  cups          chopped onion -- (1-2 onions)
   3                    garlic cloves -- peeled and
                        lengthwise
   1      teaspoon      dried oregano
   1                    bay leaf
   2      tablespoons   chili powder
   1      teaspoon      ground cumin
   1      teaspoon      dried coriander
   1      teaspoon      crushed red pepper flakes
   1      cup           tomato juice
   1      cup           brown rice
   2      cups          chicken stock -- fat
                        skimmed
                        for the salsa-----
   1 1/2  cups          cubed tomato -- (1 large)
   2      tablespoons   minced jalapeno pepper -- (1, large pepper)
     1/4  cup           sliced scallion -- white
   1      part          -- (2 large scallions)
     1/4  cup           fresh squeezed lime juice
     1/4  cup           chopped fresh cilantro

Preparation:

Pick over and rinse the beans. Put them into a large bowl and cover completely with cold water. Let the beans soak overnight (or for at least 8 hours). Drain the beans and transfer them to a large pot. Add the 3 cups water. Bring to a boil over medium heat and cook for 5 minutes. Stir in the onion, garlic, oregano, and bay leaf. Reduce the heat to low and simmer, uncovered, for about 1 hour, until the beans are tender. Add the chili powder, cumin, coriander, red pepper flakes, and tomato juice, stirring to mix. Continue to cook while preparing the rice. Put the rice and chicken stock in a medium saucepan. Bring to a boil over medium-high heat. Cover, reduce the heat to low, and simmer for 45 minutes, or until tender. In the meantime, combine all the salsa ingredients in a small serving bowl and set it aside for the flavors to meld. When the rice is done, stir it into the bean mixture. Ladle into bowls and serve with the salsa on the side.