Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1       lb           Lean ground beef
   3       c            Cooked black beans
   1       c            Diced green pepper
   1       c            Chopped onions
   1       c            Diced carrots
   1       tb           Chili powder
   2                    Garlic cloves, minced
   2                    Bay leaves
     1/2   ts           Ground red pepper
   3       c            Vegetable or tomato juice
   4       c            Hot cooked rice

Preparation:

Cook beef in 2-3 quart sauce pan over medium heat, stirring to crumble. Add all ingredients except rice. Bring to boil; simmer uncovered 20-25 minutes. Remove bay leaves. Serve over hot rice with chips on side.