Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1      can           refried beans
   1      12 ounce      bl  monterey jack cheese -- grated
   1      can           chopped green chilis
   1      small   can   hunts tomato sauce
     1/2  bag           -- (approx 5 or 6)
                        -- flour, tortillas
   1      pound         ground beef -- browned, with onion
                        -- & garlic. drain
                        fat well.

Preparation:

Mix tomato sauce with browned hamburg and onions, set aside.soften tortillas in microwave. spread first tortilla with refried beans, sprinkle heavily with grated cheese, put in bottom of round 1 1/2 qt. casserole. Spread 2 nd tortilla with thin layer of beans, place on top of first layer, spread generously with meat mixture, add a generous sprinkling of peppers and a scant sprinkling of cheese. Continue layering tortillas with the emphasis alternating between bean and cheese combo and meat and pepper combination. reserve enough of the beans to spread a thin layer on the top tortilla, and cover it with a THICK layer of cheese. Cover with saran wrap, heat on Medium in microwave for approximately 10 minutes until heated through. Serve with salsa and sour cream on the side. A salad and/or quacamole works well with this.