Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1      can           refried beans -- 14 oz
   1 1/4  cups          sour cream
     1/4  teaspoon      cumin -- ground
                        hot pepper sauce
     1/3  cup           onion -- finely chopped
   1      teaspoon      lime juice
     1/4  teaspoon      hot pepper flakes
     1/3  cup           green onions
     1/2  cup           olives -- black sliced
   2                    tomatoes -- chopped
   2      cups          cheddar -- shredded

Preparation:

In bowl, blend together beans, 1/4 cup of sour cream, cumin and hot pepper sauce. Spread evenly on try 12" in diameter and at least 1 1/2" deep. In bowl, mix remaining sour cream, chopped onion, lime juice and red pepper flakes; spread over refried bean layer. Garnish with concentric rings of green onions on outside, black olives, tomatoes and cheese in centre. Cover and refrigerate till serving time. Tortilla wedges may be used as dippers.