Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
  2               cans  fat free refried beans (I use Taco Bell
                        brand)
  1                can  black beans -- drained and rinsed
                        (I use S&W)
  1                can  kidney beans -- drained and rinsed
                        (S&W)
  1                can  peeled -- chopped tomatoes,
                        liquid included
                        salsa -- to taste
     1/2           cup  fat free sour cream -- (abt.)
                        red pepper -- to taste - I use
                        lots, because I like it spicy...
                        chili powder -- to taste any other
                        spices you feel appropriate! LOL

Preparation:

*I just combined all these ingredients in a large pot on the stove, and then I added some cheese. Just heat until hot and serve! DH really liked it, and so did I...

Nutritional Information:

1274 Calories (kcal); 4g Total Fat; (2% calories from fat); 85g Protein; 231g Carbohydrate; 0mg Cholesterol; 54mg Sodium